The evaluation of disability grades in traffic accidents is a professional forensic clinical appraisal matter, and its results directly affect the fairness of judicial compensation. In the construction of automated disability grade evaluation models, the imbalanced distribution of disability cases leads to low recognition accuracy for minority categories, becoming a key bottleneck restricting the technology's implementation. In response, this paper proposes an imbalanced data classification method based on a hybrid parameter scaling weight optimization mechanism. First, a loss weight calculation model is constructed based on category proportion, category sparsity, and category diversity. Second, the loss weight calculation model is designed by integrating the focal loss function's ability to focus on hard samples with the cross-entropy loss function’s global gradient stability advantage. Then, at the early stages of training, the model proposed in this paper aligns sensitivity to imbalanced categories and constructs a low-computational-demand hybrid parameter scaling weight optimization mechanism. Experimental results show that, compared with the best-performing baseline methods, the proposed method significantly improves both accuracy and macro-F1 score on the traffic accident disability grade dataset. It can effectively enhance the classification performance of minority grade categories in imbalanced data and help improve the accuracy of automated appraisal in judicial identification of traffic accident disability grades.